Call reports 2022
ELMIRA SAVINGS BANK — 2022
What ELMIRA SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 |
|---|---|
| Total assets | 613,561,000 |
| Total loans | 458,524,000 |
| Allowance for loan losses | 5,569,000 |
| Securities available for sale | 3,639,000 |
| Securities held to maturity | 5,992,000 |
| Trading assets | 0 |
| Total deposits | 524,362,000 |
| Interest-bearing deposits | 408,343,000 |
| Noninterest-bearing deposits | 116,019,000 |
| Equity capital | 64,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 |
|---|---|
| Interest income | 4,512,000 |
| Interest expense | 390,000 |
| Net interest income | 4,122,000 |
| Noninterest income | 892,000 |
| Noninterest expense | 3,528,000 |
| Provision for loan losses | 0 |
| Pretax income | 1,486,000 |
| Income tax | 318,000 |
| Net income | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 |
|---|---|
| Tier 1 capital | 55,378,000 |
| Total capital | 60,086,000 |
| Risk-weighted assets | 375,750,000 |
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