Call report 2016Q4
ELMIRA SAVINGS BANK — 2016Q4
The 22 measures ELMIRA SAVINGS BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 573,573,000 | USD | evidence → |
| Total loans | 459,652,000 | USD | evidence → |
| Allowance for loan losses | 4,263,000 | USD | evidence → |
| Securities available for sale | 32,581,000 | USD | evidence → |
| Securities held to maturity | 8,519,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 470,257,000 | USD | evidence → |
| Interest-bearing deposits | 399,385,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,872,000 | USD | evidence → |
| Equity capital | 55,669,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,889,000 | USD | evidence → |
| Interest expense | 4,369,000 | USD | evidence → |
| Net interest income | 16,520,000 | USD | evidence → |
| Noninterest income | 5,748,000 | USD | evidence → |
| Noninterest expense | 15,630,000 | USD | evidence → |
| Provision for loan losses | 487,000 | USD | evidence → |
| Pretax income | 6,331,000 | USD | evidence → |
| Income tax | 1,989,000 | USD | evidence → |
| Net income | 4,337,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,207,000 | USD | evidence → |
| Total capital | 50,470,000 | USD | evidence → |
| Risk-weighted assets | 361,520,000 | USD | evidence → |