Call report 2016Q1
ELMIRA SAVINGS BANK — 2016Q1
The 22 measures ELMIRA SAVINGS BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 560,213,000 | USD | evidence → |
| Total loans | 459,157,000 | USD | evidence → |
| Allowance for loan losses | 4,214,000 | USD | evidence → |
| Securities available for sale | 37,492,000 | USD | evidence → |
| Securities held to maturity | 8,910,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 444,553,000 | USD | evidence → |
| Interest-bearing deposits | 378,830,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,723,000 | USD | evidence → |
| Equity capital | 54,986,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,233,000 | USD | evidence → |
| Interest expense | 1,133,000 | USD | evidence → |
| Net interest income | 4,100,000 | USD | evidence → |
| Noninterest income | 1,187,000 | USD | evidence → |
| Noninterest expense | 3,863,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 1,464,000 | USD | evidence → |
| Income tax | 428,000 | USD | evidence → |
| Net income | 1,036,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,886,000 | USD | evidence → |
| Total capital | 49,100,000 | USD | evidence → |
| Risk-weighted assets | 360,627,000 | USD | evidence → |