Call report 2015Q2
ELMIRA SAVINGS BANK — 2015Q2
The 22 measures ELMIRA SAVINGS BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 573,008,000 | USD | evidence → |
| Total loans | 440,203,000 | USD | evidence → |
| Allowance for loan losses | 4,028,000 | USD | evidence → |
| Securities available for sale | 58,422,000 | USD | evidence → |
| Securities held to maturity | 9,213,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 440,596,000 | USD | evidence → |
| Interest-bearing deposits | 371,316,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,280,000 | USD | evidence → |
| Equity capital | 54,180,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,227,000 | USD | evidence → |
| Interest expense | 2,573,000 | USD | evidence → |
| Net interest income | 7,654,000 | USD | evidence → |
| Noninterest income | 2,191,000 | USD | evidence → |
| Noninterest expense | 7,096,000 | USD | evidence → |
| Provision for loan losses | 190,000 | USD | evidence → |
| Pretax income | 2,843,000 | USD | evidence → |
| Income tax | 814,000 | USD | evidence → |
| Net income | 2,029,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,863,000 | USD | evidence → |
| Total capital | 47,891,000 | USD | evidence → |
| Risk-weighted assets | 351,783,000 | USD | evidence → |