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Call report 2013Q4

ELMIRA SAVINGS BANK — 2013Q4

The 22 measures ELMIRA SAVINGS BANK reported to the FFIEC for 2013Q4, each linked to its source filing.

PERIOD: 2013Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8824ae5b-b9f3-49c2-961d-9f626f6123b9/2013Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets514,388,000USDevidence →
Total loans391,039,000USDevidence →
Allowance for loan losses3,834,000USDevidence →
Securities available for sale63,464,000USDevidence →
Securities held to maturity7,805,000USDevidence →
Trading assets0USDevidence →
Total deposits398,843,000USDevidence →
Interest-bearing deposits338,460,000USDevidence →
Noninterest-bearing deposits60,383,000USDevidence →
Equity capital53,970,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income20,253,000USDevidence →
Interest expense5,200,000USDevidence →
Net interest income15,053,000USDevidence →
Noninterest income5,519,000USDevidence →
Noninterest expense13,885,000USDevidence →
Provision for loan losses315,000USDevidence →
Pretax income6,433,000USDevidence →
Income tax1,374,000USDevidence →
Net income5,054,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital42,727,000USDevidence →
Total capital46,561,000USDevidence →
Risk-weighted assets321,103,000USDevidence →

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