Call report 2012Q4
ELMIRA SAVINGS BANK — 2012Q4
The 22 measures ELMIRA SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 537,004,000 | USD | evidence → |
| Total loans | 381,342,000 | USD | evidence → |
| Allowance for loan losses | 3,740,000 | USD | evidence → |
| Securities available for sale | 66,875,000 | USD | evidence → |
| Securities held to maturity | 5,521,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 410,420,000 | USD | evidence → |
| Interest-bearing deposits | 348,438,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,982,000 | USD | evidence → |
| Equity capital | 66,858,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,985,000 | USD | evidence → |
| Interest expense | 5,896,000 | USD | evidence → |
| Net interest income | 15,089,000 | USD | evidence → |
| Noninterest income | 5,876,000 | USD | evidence → |
| Noninterest expense | 12,845,000 | USD | evidence → |
| Provision for loan losses | 463,000 | USD | evidence → |
| Pretax income | 7,732,000 | USD | evidence → |
| Income tax | 2,514,000 | USD | evidence → |
| Net income | 5,213,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,961,000 | USD | evidence → |
| Total capital | 57,701,000 | USD | evidence → |
| Risk-weighted assets | 317,041,000 | USD | evidence → |