Call reports 2001
S&C BANK, MINNESOTA — 2001
What S&C BANK, MINNESOTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,831,000 | 25,890,000 | 27,202,000 | 27,283,000 |
| Total loans | 8,182,000 | 12,896,000 | 13,199,000 | 11,114,000 |
| Allowance for loan losses | 109,000 | 112,000 | 115,000 | 103,000 |
| Securities available for sale | 8,444,000 | 8,176,000 | 7,948,000 | 9,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,439,000 | 21,466,000 | 22,756,000 | 22,847,000 |
| Interest-bearing deposits | 18,126,000 | 17,972,000 | 19,122,000 | 19,307,000 |
| Noninterest-bearing deposits | 3,313,000 | 3,494,000 | 3,634,000 | 3,540,000 |
| Equity capital | 4,216,000 | 4,205,000 | 4,207,000 | 4,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 875,000 | 1,307,000 | 1,714,000 |
| Interest expense | 203,000 | 400,000 | 587,000 | 746,000 |
| Net interest income | 225,000 | 475,000 | 720,000 | 968,000 |
| Noninterest income | 61,000 | 122,000 | 177,000 | 226,000 |
| Noninterest expense | 265,000 | 524,000 | 843,000 | 1,077,000 |
| Provision for loan losses | 4,000 | 8,000 | 12,000 | 16,000 |
| Pretax income | 17,000 | 113,000 | 90,000 | 149,000 |
| Income tax | 5,000 | 43,000 | 32,000 | 55,000 |
| Net income | 12,000 | 70,000 | 58,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,052,000 | 2,144,000 | 2,167,000 | 2,238,000 |
| Total capital | 2,161,000 | 2,256,000 | 2,282,000 | 2,341,000 |
| Risk-weighted assets | 11,452,000 | 14,250,000 | 15,871,000 | 14,437,000 |