Call reports 2025
HAMLIN BANK AND TRUST COMPANY — 2025
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 441,972,000 | 449,838,000 | 458,427,000 | 481,511,000 |
| Total loans | 292,398,000 | 292,542,000 | 298,723,000 | 303,594,000 |
| Allowance for loan losses | 3,366,000 | 3,319,000 | 3,323,000 | 3,263,000 |
| Securities available for sale | 93,087,000 | 94,147,000 | 98,570,000 | 100,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,951,000 | 350,633,000 | 356,876,000 | 373,327,000 |
| Interest-bearing deposits | 266,462,000 | 272,353,000 | 278,961,000 | 292,198,000 |
| Noninterest-bearing deposits | 80,489,000 | 78,280,000 | 77,915,000 | 81,129,000 |
| Equity capital | 89,201,000 | 90,489,000 | 94,226,000 | 97,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,131,000 | 10,400,000 | 15,854,000 | 21,517,000 |
| Interest expense | 1,519,000 | 3,063,000 | 4,714,000 | 6,449,000 |
| Net interest income | 3,612,000 | 7,337,000 | 11,140,000 | 15,068,000 |
| Noninterest income | 346,000 | 688,000 | 1,083,000 | 1,434,000 |
| Noninterest expense | 2,741,000 | 5,603,000 | 8,409,000 | 11,826,000 |
| Provision for loan losses | 57,000 | 147,000 | 215,000 | 235,000 |
| Pretax income | -784,000 | 2,680,000 | 6,064,000 | 8,441,000 |
| Income tax | -213,000 | 486,000 | 1,044,000 | 1,566,000 |
| Net income | -571,000 | 2,194,000 | 5,020,000 | 6,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,883,000 | 91,355,000 | 93,971,000 | 93,731,000 |