Call reports 2023
HAMLIN BANK AND TRUST COMPANY — 2023
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 428,501,000 | 421,938,000 | 425,291,000 | 438,191,000 |
| Total loans | 255,505,000 | 259,057,000 | 268,945,000 | 275,065,000 |
| Allowance for loan losses | 3,552,000 | 3,573,000 | 3,635,000 | 3,467,000 |
| Securities available for sale | 126,605,000 | 121,944,000 | 118,427,000 | 118,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,217,000 | 338,208,000 | 328,112,000 | 323,284,000 |
| Interest-bearing deposits | 261,177,000 | 260,074,000 | 249,683,000 | 244,985,000 |
| Noninterest-bearing deposits | 82,040,000 | 78,134,000 | 78,429,000 | 78,299,000 |
| Equity capital | 82,213,000 | 79,227,000 | 77,505,000 | 85,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,523,000 | 9,020,000 | 13,572,000 | 18,283,000 |
| Interest expense | 413,000 | 945,000 | 1,721,000 | 2,809,000 |
| Net interest income | 4,110,000 | 8,075,000 | 11,851,000 | 15,474,000 |
| Noninterest income | 325,000 | 581,000 | 909,000 | 1,316,000 |
| Noninterest expense | 2,543,000 | 5,149,000 | 7,636,000 | 10,670,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | -3,157,000 | -2,650,000 | -2,562,000 | 4,571,000 |
| Income tax | -723,000 | -694,000 | -727,000 | 768,000 |
| Net income | -2,434,000 | -1,956,000 | -1,835,000 | 3,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,804,000 | 87,224,000 | 87,526,000 | 90,862,000 |