Call reports 2022
HAMLIN BANK AND TRUST COMPANY — 2022
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 479,844,000 | 484,621,000 | 473,281,000 | 444,375,000 |
| Total loans | 244,567,000 | 246,935,000 | 250,226,000 | 254,543,000 |
| Allowance for loan losses | 3,389,000 | 3,398,000 | 3,426,000 | 3,507,000 |
| Securities available for sale | 101,038,000 | 114,500,000 | 122,016,000 | 126,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,753,000 | 394,284,000 | 388,034,000 | 355,570,000 |
| Interest-bearing deposits | 302,840,000 | 315,303,000 | 308,590,000 | 276,098,000 |
| Noninterest-bearing deposits | 79,913,000 | 78,981,000 | 79,444,000 | 79,472,000 |
| Equity capital | 90,318,000 | 83,367,000 | 81,418,000 | 83,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,884,000 | 7,963,000 | 12,515,000 | 17,335,000 |
| Interest expense | 312,000 | 624,000 | 943,000 | 1,240,000 |
| Net interest income | 3,572,000 | 7,339,000 | 11,572,000 | 16,095,000 |
| Noninterest income | 299,000 | 603,000 | 920,000 | 1,285,000 |
| Noninterest expense | 2,135,000 | 4,388,000 | 6,819,000 | 9,551,000 |
| Provision for loan losses | 75,000 | 150,000 | 250,000 | 500,000 |
| Pretax income | 1,318,000 | -1,601,000 | 352,000 | 3,627,000 |
| Income tax | 221,000 | -451,000 | -108,000 | 515,000 |
| Net income | 1,097,000 | -1,150,000 | 460,000 | 3,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,534,000 | 89,307,000 | 90,974,000 | 91,131,000 |