Call reports 2021
HAMLIN BANK AND TRUST COMPANY — 2021
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 452,736,000 | 457,308,000 | 463,944,000 | 462,841,000 |
| Total loans | 236,984,000 | 240,651,000 | 243,509,000 | 244,816,000 |
| Allowance for loan losses | 3,479,000 | 3,545,000 | 3,462,000 | 3,380,000 |
| Securities available for sale | 96,862,000 | 99,081,000 | 100,560,000 | 99,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,991,000 | 355,816,000 | 362,711,000 | 360,108,000 |
| Interest-bearing deposits | 273,268,000 | 284,256,000 | 289,968,000 | 287,247,000 |
| Noninterest-bearing deposits | 77,723,000 | 71,560,000 | 72,743,000 | 72,861,000 |
| Equity capital | 92,742,000 | 91,235,000 | 92,956,000 | 92,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,889,000 | 7,748,000 | 11,739,000 | 15,685,000 |
| Interest expense | 334,000 | 679,000 | 1,028,000 | 1,372,000 |
| Net interest income | 3,555,000 | 7,069,000 | 10,711,000 | 14,313,000 |
| Noninterest income | 280,000 | 597,000 | 928,000 | 1,243,000 |
| Noninterest expense | 2,131,000 | 4,197,000 | 6,438,000 | 9,064,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 8,555,000 | 9,325,000 | 11,847,000 | 14,442,000 |
| Income tax | 1,737,000 | 1,832,000 | 2,305,000 | 2,844,000 |
| Net income | 6,818,000 | 7,493,000 | 9,542,000 | 11,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,278,000 | 90,984,000 | 92,844,000 | 92,510,000 |