Call reports 2020
HAMLIN BANK AND TRUST COMPANY — 2020
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 380,765,000 | 403,309,000 | 412,332,000 | 419,317,000 |
| Total loans | 237,748,000 | 236,160,000 | 236,006,000 | 236,607,000 |
| Allowance for loan losses | 3,257,000 | 3,311,000 | 3,355,000 | 3,366,000 |
| Securities available for sale | 91,211,000 | 93,636,000 | 95,670,000 | 100,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,980,000 | 311,547,000 | 322,405,000 | 322,891,000 |
| Interest-bearing deposits | 237,659,000 | 249,696,000 | 258,011,000 | 256,315,000 |
| Noninterest-bearing deposits | 54,321,000 | 61,851,000 | 64,394,000 | 66,576,000 |
| Equity capital | 82,118,000 | 82,969,000 | 83,307,000 | 86,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,151,000 | 8,238,000 | 12,154,000 | 16,138,000 |
| Interest expense | 508,000 | 974,000 | 1,400,000 | 1,766,000 |
| Net interest income | 3,643,000 | 7,264,000 | 10,754,000 | 14,372,000 |
| Noninterest income | 308,000 | 555,000 | 819,000 | 1,137,000 |
| Noninterest expense | 2,106,000 | 4,210,000 | 6,441,000 | 9,034,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | -11,036,000 | -9,217,000 | -8,369,000 | -872,000 |
| Income tax | -2,575,000 | -2,259,000 | -2,102,000 | -414,000 |
| Net income | -8,461,000 | -6,958,000 | -6,267,000 | -458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,500,000 | 81,837,000 | 82,368,000 | 85,582,000 |