Call reports 2019
HAMLIN BANK AND TRUST COMPANY — 2019
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 398,982,000 | 393,284,000 | 388,506,000 | 388,807,000 |
| Total loans | 235,059,000 | 235,450,000 | 236,828,000 | 238,385,000 |
| Allowance for loan losses | 3,597,000 | 3,586,000 | 3,714,000 | 3,225,000 |
| Securities available for sale | 121,490,000 | 115,000,000 | 107,412,000 | 101,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,867,000 | 289,879,000 | 289,221,000 | 286,785,000 |
| Interest-bearing deposits | 242,465,000 | 235,278,000 | 236,020,000 | 234,887,000 |
| Noninterest-bearing deposits | 57,402,000 | 54,601,000 | 53,201,000 | 51,898,000 |
| Equity capital | 87,231,000 | 87,591,000 | 89,888,000 | 90,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,328,000 | 8,628,000 | 12,862,000 | 17,084,000 |
| Interest expense | 501,000 | 1,040,000 | 1,582,000 | 2,111,000 |
| Net interest income | 3,827,000 | 7,588,000 | 11,280,000 | 14,973,000 |
| Noninterest income | 304,000 | 596,000 | 891,000 | 1,230,000 |
| Noninterest expense | 2,089,000 | 4,397,000 | 6,676,000 | 9,265,000 |
| Provision for loan losses | 210,000 | 400,000 | 630,000 | 980,000 |
| Pretax income | 3,350,000 | 5,420,000 | 7,778,000 | 11,073,000 |
| Income tax | 634,000 | 987,000 | 1,404,000 | 2,052,000 |
| Net income | 2,716,000 | 4,433,000 | 6,374,000 | 9,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,187,000 | 75,862,000 | 77,229,000 | 72,921,000 |
| Total capital | 79,784,000 | 79,448,000 | 80,725,000 | 76,146,000 |
| Risk-weighted assets | 282,684,000 | 280,694,000 | 279,497,000 | 280,480,000 |