Call reports 2018
HAMLIN BANK AND TRUST COMPANY — 2018
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 422,459,000 | 421,223,000 | 409,315,000 | 398,936,000 |
| Total loans | 230,330,000 | 232,845,000 | 234,700,000 | 235,829,000 |
| Allowance for loan losses | 3,433,000 | 3,432,000 | 3,490,000 | 3,484,000 |
| Securities available for sale | 123,615,000 | 126,029,000 | 125,126,000 | 122,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,134,000 | 323,811,000 | 313,191,000 | 303,838,000 |
| Interest-bearing deposits | 271,584,000 | 271,384,000 | 258,753,000 | 250,671,000 |
| Noninterest-bearing deposits | 53,550,000 | 52,427,000 | 54,438,000 | 53,167,000 |
| Equity capital | 87,760,000 | 87,187,000 | 88,009,000 | 83,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,391,000 | 8,788,000 | 13,199,000 | 17,548,000 |
| Interest expense | 378,000 | 774,000 | 1,202,000 | 1,675,000 |
| Net interest income | 4,013,000 | 8,014,000 | 11,997,000 | 15,873,000 |
| Noninterest income | 321,000 | 621,000 | 920,000 | 1,246,000 |
| Noninterest expense | 2,207,000 | 4,529,000 | 6,813,000 | 9,513,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 1,781,000 | 3,885,000 | 5,506,000 | 1,700,000 |
| Income tax | 336,000 | 606,000 | 887,000 | 64,000 |
| Net income | 1,445,000 | 3,279,000 | 4,619,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,894,000 | 89,522,000 | 76,216,000 | 74,075,000 |
| Total capital | 93,327,000 | 92,954,000 | 79,706,000 | 77,559,000 |
| Risk-weighted assets | 348,097,000 | 344,963,000 | 295,956,000 | 283,305,000 |