Call reports 2017
HAMLIN BANK AND TRUST COMPANY — 2017
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 454,288,000 | 442,190,000 | 430,852,000 | 425,373,000 |
| Total loans | 221,206,000 | 225,465,000 | 230,238,000 | 231,569,000 |
| Allowance for loan losses | 2,893,000 | 3,455,000 | 3,533,000 | 3,473,000 |
| Securities available for sale | 178,047,000 | 174,015,000 | 170,892,000 | 165,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,172,000 | 344,469,000 | 332,977,000 | 325,728,000 |
| Interest-bearing deposits | 307,063,000 | 294,670,000 | 282,225,000 | 276,363,000 |
| Noninterest-bearing deposits | 51,109,000 | 49,799,000 | 50,752,000 | 49,365,000 |
| Equity capital | 83,179,000 | 82,954,000 | 84,980,000 | 87,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,439,000 | 8,839,000 | 13,192,000 | 17,691,000 |
| Interest expense | 432,000 | 850,000 | 1,255,000 | 1,643,000 |
| Net interest income | 4,007,000 | 7,989,000 | 11,937,000 | 16,048,000 |
| Noninterest income | 306,000 | 631,000 | 1,027,000 | 1,279,000 |
| Noninterest expense | 2,143,000 | 4,417,000 | 6,580,000 | 9,197,000 |
| Provision for loan losses | 210,000 | 1,080,000 | 1,290,000 | 1,500,000 |
| Pretax income | 1,960,000 | 3,857,000 | 5,835,000 | 8,563,000 |
| Income tax | 526,000 | 1,032,000 | 1,546,000 | -241,000 |
| Net income | 1,434,000 | 2,825,000 | 4,289,000 | 8,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,918,000 | 71,251,000 | 72,625,000 | 72,876,000 |
| Total capital | 83,196,000 | 82,967,000 | 84,967,000 | 85,306,000 |
| Risk-weighted assets | 327,299,000 | 323,939,000 | 326,450,000 | 319,203,000 |