Call reports 2016
HAMLIN BANK AND TRUST COMPANY — 2016
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 444,982,000 | 441,177,000 | 446,794,000 | 459,757,000 |
| Total loans | 210,555,000 | 214,608,000 | 219,036,000 | 220,439,000 |
| Allowance for loan losses | 2,756,000 | 2,755,000 | 2,843,000 | 2,811,000 |
| Securities available for sale | 179,727,000 | 172,286,000 | 174,792,000 | 178,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,201,000 | 349,144,000 | 354,028,000 | 362,367,000 |
| Interest-bearing deposits | 306,501,000 | 305,477,000 | 307,584,000 | 315,666,000 |
| Noninterest-bearing deposits | 47,700,000 | 43,667,000 | 46,444,000 | 46,701,000 |
| Equity capital | 79,099,000 | 78,493,000 | 80,885,000 | 82,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,310,000 | 8,669,000 | 13,004,000 | 17,353,000 |
| Interest expense | 429,000 | 857,000 | 1,290,000 | 1,727,000 |
| Net interest income | 3,881,000 | 7,812,000 | 11,714,000 | 15,626,000 |
| Noninterest income | 349,000 | 666,000 | 980,000 | 1,378,000 |
| Noninterest expense | 2,143,000 | 4,379,000 | 6,602,000 | 9,149,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 950,000 |
| Pretax income | 1,877,000 | 4,374,000 | 6,369,000 | 8,453,000 |
| Income tax | 497,000 | 1,185,000 | 1,718,000 | 2,280,000 |
| Net income | 1,380,000 | 3,189,000 | 4,651,000 | 6,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,862,000 | 69,618,000 | 71,049,000 | 70,536,000 |
| Total capital | 78,384,000 | 77,239,000 | 79,661,000 | 82,300,000 |
| Risk-weighted assets | 313,516,000 | 313,467,000 | 317,086,000 | 327,626,000 |