Call reports 2015
HAMLIN BANK AND TRUST COMPANY — 2015
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 458,117,000 | 452,158,000 | 437,334,000 | 432,521,000 |
| Total loans | 201,122,000 | 204,710,000 | 207,401,000 | 210,133,000 |
| Allowance for loan losses | 2,635,000 | 2,568,000 | 2,708,000 | 2,736,000 |
| Securities available for sale | 202,227,000 | 194,619,000 | 193,660,000 | 183,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,146,000 | 360,969,000 | 348,384,000 | 341,544,000 |
| Interest-bearing deposits | 321,872,000 | 316,883,000 | 303,083,000 | 294,985,000 |
| Noninterest-bearing deposits | 45,274,000 | 44,086,000 | 45,301,000 | 46,559,000 |
| Equity capital | 79,116,000 | 77,934,000 | 78,123,000 | 77,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,385,000 | 8,748,000 | 13,090,000 | 17,445,000 |
| Interest expense | 458,000 | 913,000 | 1,357,000 | 1,786,000 |
| Net interest income | 3,927,000 | 7,835,000 | 11,733,000 | 15,659,000 |
| Noninterest income | 325,000 | 738,000 | 1,095,000 | 1,481,000 |
| Noninterest expense | 1,925,000 | 3,969,000 | 6,172,000 | 8,768,000 |
| Provision for loan losses | 150,000 | 300,000 | 625,000 | 925,000 |
| Pretax income | 4,014,000 | 6,141,000 | 9,180,000 | 11,135,000 |
| Income tax | 1,190,000 | 1,761,000 | 2,643,000 | 3,128,000 |
| Net income | 2,824,000 | 4,380,000 | 6,537,000 | 8,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,197,000 | 67,670,000 | 69,171,000 | 68,520,000 |
| Total capital | 77,549,000 | 77,819,000 | 77,838,000 | 77,849,000 |
| Risk-weighted assets | 309,286,000 | 315,317,000 | 315,052,000 | 316,988,000 |