Call reports 2014
HAMLIN BANK AND TRUST COMPANY — 2014
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 450,822,000 | 448,918,000 | 444,777,000 | 449,334,000 |
| Total loans | 190,416,000 | 194,065,000 | 197,633,000 | 200,664,000 |
| Allowance for loan losses | 2,658,000 | 2,695,000 | 2,627,000 | 2,562,000 |
| Securities available for sale | 206,633,000 | 204,605,000 | 206,579,000 | 205,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,419,000 | 361,669,000 | 360,009,000 | 359,058,000 |
| Interest-bearing deposits | 324,942,000 | 322,533,000 | 319,539,000 | 317,888,000 |
| Noninterest-bearing deposits | 41,477,000 | 39,136,000 | 40,470,000 | 41,170,000 |
| Equity capital | 75,259,000 | 76,203,000 | 76,749,000 | 77,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,422,000 | 8,945,000 | 13,349,000 | 17,809,000 |
| Interest expense | 514,000 | 1,029,000 | 1,526,000 | 1,995,000 |
| Net interest income | 3,908,000 | 7,916,000 | 11,823,000 | 15,814,000 |
| Noninterest income | 328,000 | 685,000 | 1,041,000 | 1,403,000 |
| Noninterest expense | 1,859,000 | 3,668,000 | 5,521,000 | 7,690,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,227,000 | 4,633,000 | 6,926,000 | 9,651,000 |
| Income tax | 560,000 | 1,172,000 | 1,783,000 | 2,528,000 |
| Net income | 1,667,000 | 3,461,000 | 5,143,000 | 7,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,578,000 | 63,635,000 | 65,298,000 | 65,391,000 |
| Total capital | 73,475,000 | 73,657,000 | 74,741,000 | 75,846,000 |
| Risk-weighted assets | 265,316,000 | 264,734,000 | 267,881,000 | 267,090,000 |