Call reports 2013
HAMLIN BANK AND TRUST COMPANY — 2013
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 448,528,000 | 448,581,000 | 440,966,000 | 434,006,000 |
| Total loans | 181,189,000 | 185,298,000 | 189,978,000 | 192,587,000 |
| Allowance for loan losses | 2,427,000 | 2,498,000 | 2,558,000 | 2,551,000 |
| Securities available for sale | 205,738,000 | 208,683,000 | 209,375,000 | 205,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,450,000 | 369,362,000 | 360,416,000 | 351,783,000 |
| Interest-bearing deposits | 324,881,000 | 330,918,000 | 321,355,000 | 313,135,000 |
| Noninterest-bearing deposits | 39,569,000 | 38,444,000 | 39,061,000 | 38,648,000 |
| Equity capital | 72,258,000 | 68,055,000 | 70,497,000 | 72,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,517,000 | 9,068,000 | 13,593,000 | 18,087,000 |
| Interest expense | 747,000 | 1,464,000 | 2,066,000 | 2,619,000 |
| Net interest income | 3,770,000 | 7,604,000 | 11,527,000 | 15,468,000 |
| Noninterest income | 345,000 | 710,000 | 1,045,000 | 1,415,000 |
| Noninterest expense | 1,954,000 | 4,027,000 | 6,055,000 | 8,360,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,011,000 | 3,987,000 | 6,067,000 | 8,235,000 |
| Income tax | 530,000 | 989,000 | 1,526,000 | 2,047,000 |
| Net income | 1,481,000 | 2,998,000 | 4,541,000 | 6,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,492,000 | 60,996,000 | 62,514,000 | 62,007,000 |
| Total capital | 69,645,000 | 69,522,000 | 65,072,000 | 71,821,000 |
| Risk-weighted assets | 250,771,000 | 261,169,000 | 257,627,000 | 266,193,000 |