Call reports 2012
HAMLIN BANK AND TRUST COMPANY — 2012
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 431,395,000 | 437,253,000 | 439,246,000 | 434,340,000 |
| Total loans | 170,388,000 | 173,497,000 | 176,484,000 | 180,338,000 |
| Allowance for loan losses | 2,311,000 | 2,375,000 | 2,326,000 | 2,337,000 |
| Securities available for sale | 197,284,000 | 196,612,000 | 204,622,000 | 198,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,738,000 | 355,987,000 | 356,385,000 | 351,663,000 |
| Interest-bearing deposits | 312,197,000 | 319,707,000 | 317,976,000 | 315,762,000 |
| Noninterest-bearing deposits | 37,541,000 | 36,280,000 | 38,409,000 | 35,901,000 |
| Equity capital | 70,813,000 | 69,793,000 | 72,325,000 | 69,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,774,000 | 9,450,000 | 14,054,000 | 18,718,000 |
| Interest expense | 995,000 | 1,882,000 | 2,726,000 | 3,518,000 |
| Net interest income | 3,779,000 | 7,568,000 | 11,328,000 | 15,200,000 |
| Noninterest income | 222,000 | 475,000 | 699,000 | 1,005,000 |
| Noninterest expense | 1,726,000 | 3,535,000 | 5,301,000 | 7,447,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,950,000 | 5,033,000 | 7,104,000 | 8,987,000 |
| Income tax | 827,000 | 1,375,000 | 1,891,000 | 2,338,000 |
| Net income | 2,123,000 | 3,658,000 | 5,213,000 | 6,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,747,000 | 59,493,000 | 60,522,000 | 60,088,000 |
| Total capital | 67,028,000 | 66,169,000 | 67,859,000 | 67,042,000 |
| Risk-weighted assets | 228,426,000 | 236,028,000 | 244,020,000 | 246,457,000 |