Call reports 2011
HAMLIN BANK AND TRUST COMPANY — 2011
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 397,018,000 | 409,829,000 | 411,455,000 | 414,407,000 |
| Total loans | 164,654,000 | 165,951,000 | 169,414,000 | 170,917,000 |
| Allowance for loan losses | 2,290,000 | 2,259,000 | 2,239,000 | 2,201,000 |
| Securities available for sale | 184,832,000 | 196,695,000 | 194,696,000 | 195,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,628,000 | 332,382,000 | 334,973,000 | 335,518,000 |
| Interest-bearing deposits | 288,615,000 | 297,455,000 | 298,590,000 | 300,307,000 |
| Noninterest-bearing deposits | 34,013,000 | 34,927,000 | 36,383,000 | 35,211,000 |
| Equity capital | 65,957,000 | 67,249,000 | 68,084,000 | 67,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,661,000 | 9,458,000 | 14,247,000 | 19,062,000 |
| Interest expense | 893,000 | 1,859,000 | 2,831,000 | 3,830,000 |
| Net interest income | 3,768,000 | 7,599,000 | 11,416,000 | 15,232,000 |
| Noninterest income | 207,000 | 414,000 | 596,000 | 861,000 |
| Noninterest expense | 1,745,000 | 3,651,000 | 5,369,000 | 7,415,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,080,000 | 4,062,000 | 6,193,000 | 8,040,000 |
| Income tax | 553,000 | 1,096,000 | 1,673,000 | 2,122,000 |
| Net income | 1,527,000 | 2,966,000 | 4,520,000 | 5,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,989,000 | 56,610,000 | 58,079,000 | 57,674,000 |
| Total capital | 63,678,000 | 58,673,000 | 63,580,000 | 59,875,000 |
| Risk-weighted assets | 216,808,000 | 164,834,000 | 223,195,000 | 220,221,000 |