Call reports 2010
HAMLIN BANK AND TRUST COMPANY — 2010
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 364,319,000 | 371,284,000 | 374,266,000 | 380,443,000 |
| Total loans | 160,322,000 | 162,574,000 | 163,939,000 | 163,710,000 |
| Allowance for loan losses | 2,183,000 | 2,174,000 | 2,209,000 | 2,154,000 |
| Securities available for sale | 164,924,000 | 168,058,000 | 170,785,000 | 174,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,452,000 | 297,973,000 | 299,662,000 | 306,403,000 |
| Interest-bearing deposits | 219,016,000 | 266,074,000 | 265,810,000 | 273,649,000 |
| Noninterest-bearing deposits | 73,436,000 | 31,899,000 | 33,852,000 | 32,754,000 |
| Equity capital | 63,438,000 | 63,842,000 | 65,855,000 | 64,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,673,000 | 9,290,000 | 13,868,000 | 18,447,000 |
| Interest expense | 985,000 | 1,993,000 | 2,973,000 | 3,931,000 |
| Net interest income | 3,688,000 | 7,297,000 | 10,895,000 | 14,516,000 |
| Noninterest income | 218,000 | 415,000 | 600,000 | 820,000 |
| Noninterest expense | 1,793,000 | 3,782,000 | 5,581,000 | 7,704,000 |
| Provision for loan losses | 150,000 | 350,000 | 500,000 | 650,000 |
| Pretax income | 1,963,000 | 3,580,000 | 5,418,000 | 6,982,000 |
| Income tax | 528,000 | 959,000 | 1,410,000 | 1,817,000 |
| Net income | 1,435,000 | 2,621,000 | 4,008,000 | 5,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,290,000 | 54,926,000 | 56,265,000 | 55,574,000 |
| Total capital | 61,676,000 | 60,886,000 | 61,825,000 | 62,313,000 |
| Risk-weighted assets | 203,457,000 | 206,224,000 | 208,007,000 | 210,238,000 |