Call reports 2009
HAMLIN BANK AND TRUST COMPANY — 2009
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 330,849,000 | 350,532,000 | 345,751,000 | 348,842,000 |
| Total loans | 158,675,000 | 160,180,000 | 161,796,000 | 161,237,000 |
| Allowance for loan losses | 2,177,000 | 2,164,000 | 2,266,000 | 2,116,000 |
| Securities available for sale | 143,351,000 | 159,692,000 | 166,040,000 | 167,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,544,000 | 284,656,000 | 276,400,000 | 280,984,000 |
| Interest-bearing deposits | 235,394,000 | 254,349,000 | 244,940,000 | 248,144,000 |
| Noninterest-bearing deposits | 31,150,000 | 30,307,000 | 31,460,000 | 32,840,000 |
| Equity capital | 57,432,000 | 57,534,000 | 61,063,000 | 59,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,739,000 | 9,423,000 | 14,146,000 | 18,832,000 |
| Interest expense | 1,362,000 | 2,701,000 | 3,934,000 | 5,094,000 |
| Net interest income | 3,377,000 | 6,722,000 | 10,212,000 | 13,738,000 |
| Noninterest income | 207,000 | 405,000 | 598,000 | 842,000 |
| Noninterest expense | 1,684,000 | 3,682,000 | 5,513,000 | 7,705,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 897,000 | -2,303,000 | -601,000 | -77,000 |
| Income tax | 118,000 | -1,076,000 | -641,000 | -563,000 |
| Net income | 779,000 | -1,227,000 | 40,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,701,000 | 54,109,000 | 55,182,000 | 53,856,000 |
| Total capital | 60,001,000 | 58,573,000 | 60,217,000 | 58,924,000 |
| Risk-weighted assets | 195,242,000 | 279,907,000 | 204,417,000 | 204,327,000 |