Call reports 2008
HAMLIN BANK AND TRUST COMPANY — 2008
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 336,799,000 | 331,922,000 | 331,356,000 | 325,260,000 |
| Total loans | 156,041,000 | 158,417,000 | 160,463,000 | 159,471,000 |
| Allowance for loan losses | 2,137,000 | 2,182,000 | 2,157,000 | 2,124,000 |
| Securities available for sale | 166,420,000 | 159,949,000 | 159,013,000 | 149,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,267,000 | 258,881,000 | 254,632,000 | 253,967,000 |
| Interest-bearing deposits | 225,050,000 | 227,224,000 | 223,273,000 | 223,195,000 |
| Noninterest-bearing deposits | 31,217,000 | 31,657,000 | 31,359,000 | 30,772,000 |
| Equity capital | 69,498,000 | 63,317,000 | 65,830,000 | 60,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,955,000 | 9,930,000 | 14,889,000 | 19,799,000 |
| Interest expense | 1,902,000 | 3,576,000 | 5,144,000 | 6,630,000 |
| Net interest income | 3,053,000 | 6,354,000 | 9,745,000 | 13,169,000 |
| Noninterest income | 234,000 | 475,000 | 706,000 | 953,000 |
| Noninterest expense | 1,598,000 | 3,225,000 | 4,959,000 | 7,098,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,539,000 | 3,910,000 | 2,350,000 | 2,459,000 |
| Income tax | 321,000 | 917,000 | 217,000 | 105,000 |
| Net income | 1,218,000 | 2,993,000 | 2,133,000 | 2,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,564,000 | 61,634,000 | 60,774,000 | 56,942,000 |
| Total capital | 68,468,000 | 65,465,000 | 67,738,000 | 61,442,000 |
| Risk-weighted assets | 168,988,000 | 167,333,000 | 170,704,000 | 200,605,000 |