Call reports 2007
HAMLIN BANK AND TRUST COMPANY — 2007
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 351,918,000 | 354,669,000 | 349,631,000 | 347,010,000 |
| Total loans | 153,721,000 | 154,810,000 | 156,570,000 | 157,558,000 |
| Allowance for loan losses | 2,050,000 | 2,127,000 | 2,187,000 | 2,124,000 |
| Securities available for sale | 184,222,000 | 184,741,000 | 179,125,000 | 175,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,099,000 | 249,649,000 | 249,437,000 | 247,652,000 |
| Interest-bearing deposits | 216,754,000 | 219,396,000 | 217,855,000 | 218,100,000 |
| Noninterest-bearing deposits | 31,345,000 | 30,253,000 | 31,582,000 | 29,552,000 |
| Equity capital | 73,031,000 | 70,069,000 | 70,148,000 | 68,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,940,000 | 9,927,000 | 14,933,000 | 19,975,000 |
| Interest expense | 2,092,000 | 4,163,000 | 6,345,000 | 8,470,000 |
| Net interest income | 2,848,000 | 5,764,000 | 8,588,000 | 11,505,000 |
| Noninterest income | 259,000 | 540,000 | 801,000 | 1,105,000 |
| Noninterest expense | 1,643,000 | 3,388,000 | 5,016,000 | 6,967,000 |
| Provision for loan losses | 200,000 | 350,000 | 500,000 | 650,000 |
| Pretax income | 1,688,000 | 3,954,000 | 5,815,000 | 7,417,000 |
| Income tax | 385,000 | 929,000 | 1,386,000 | 1,812,000 |
| Net income | 1,303,000 | 3,025,000 | 4,429,000 | 5,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,426,000 | 60,452,000 | 60,979,000 | 60,394,000 |
| Total capital | 72,696,000 | 71,721,000 | 70,867,000 | 67,952,000 |
| Risk-weighted assets | 174,557,000 | 201,788,000 | 200,484,000 | 170,683,000 |