Call reports 2006
HAMLIN BANK AND TRUST COMPANY — 2006
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 370,303,000 | 367,607,000 | 357,194,000 | 356,242,000 |
| Total loans | 150,040,000 | 152,677,000 | 156,022,000 | 155,991,000 |
| Allowance for loan losses | 2,106,000 | 2,130,000 | 2,092,000 | 2,096,000 |
| Securities available for sale | 206,217,000 | 199,991,000 | 187,330,000 | 186,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,635,000 | 258,837,000 | 252,474,000 | 237,505,000 |
| Interest-bearing deposits | 237,426,000 | 229,136,000 | 222,985,000 | 208,971,000 |
| Noninterest-bearing deposits | 30,209,000 | 29,701,000 | 29,489,000 | 28,534,000 |
| Equity capital | 71,584,000 | 69,657,000 | 73,888,000 | 73,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,098,000 | 10,211,000 | 15,282,000 | 20,103,000 |
| Interest expense | 1,874,000 | 3,845,000 | 5,938,000 | 8,010,000 |
| Net interest income | 3,224,000 | 6,366,000 | 9,344,000 | 12,093,000 |
| Noninterest income | 235,000 | 480,000 | 728,000 | 1,047,000 |
| Noninterest expense | 1,673,000 | 3,347,000 | 5,049,000 | 6,927,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 650,000 |
| Pretax income | 1,731,000 | 3,910,000 | 5,745,000 | 7,689,000 |
| Income tax | 395,000 | 917,000 | 1,325,000 | 1,816,000 |
| Net income | 1,336,000 | 2,993,000 | 4,420,000 | 5,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,174,000 | 57,223,000 | 59,180,000 | 59,148,000 |
| Total capital | 70,471,000 | 69,850,000 | 72,135,000 | 72,888,000 |
| Risk-weighted assets | 174,049,000 | 175,836,000 | 178,194,000 | 177,147,000 |