Call reports 2005
HAMLIN BANK AND TRUST COMPANY — 2005
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 388,382,000 | 385,694,000 | 375,393,000 | 372,298,000 |
| Total loans | 144,947,000 | 146,307,000 | 149,498,000 | 149,946,000 |
| Allowance for loan losses | 2,141,000 | 2,136,000 | 2,136,000 | 2,053,000 |
| Securities available for sale | 213,924,000 | 215,366,000 | 211,621,000 | 209,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,155,000 | 297,932,000 | 280,170,000 | 263,417,000 |
| Interest-bearing deposits | 275,858,000 | 269,594,000 | 249,014,000 | 234,314,000 |
| Noninterest-bearing deposits | 28,297,000 | 28,338,000 | 31,156,000 | 29,103,000 |
| Equity capital | 70,187,000 | 72,351,000 | 71,576,000 | 70,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,169,000 | 10,395,000 | 15,528,000 | 20,630,000 |
| Interest expense | 1,751,000 | 3,460,000 | 5,132,000 | 6,893,000 |
| Net interest income | 3,418,000 | 6,935,000 | 10,396,000 | 13,737,000 |
| Noninterest income | 240,000 | 460,000 | 707,000 | 974,000 |
| Noninterest expense | 1,612,000 | 3,213,000 | 4,768,000 | 6,673,000 |
| Provision for loan losses | 150,000 | 275,000 | 425,000 | 550,000 |
| Pretax income | 1,917,000 | 3,928,000 | 5,931,000 | 10,597,000 |
| Income tax | 512,000 | 944,000 | 1,417,000 | 2,848,000 |
| Net income | 1,405,000 | 2,984,000 | 4,514,000 | 7,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,295,000 | 53,455,000 | 54,817,000 | 55,807,000 |
| Total capital | 67,249,000 | 63,447,000 | 68,313,000 | 68,354,000 |
| Risk-weighted assets | 196,195,000 | 191,450,000 | 223,364,000 | 176,541,000 |