Call reports 2004
HAMLIN BANK AND TRUST COMPANY — 2004
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 374,592,000 | 379,080,000 | 386,067,000 | 392,705,000 |
| Total loans | 143,064,000 | 144,267,000 | 146,999,000 | 146,839,000 |
| Allowance for loan losses | 2,156,000 | 2,177,000 | 2,181,000 | 2,088,000 |
| Securities available for sale | 197,596,000 | 199,774,000 | 211,601,000 | 213,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,222,000 | 299,449,000 | 299,472,000 | 303,635,000 |
| Interest-bearing deposits | 261,842,000 | 271,875,000 | 270,338,000 | 273,314,000 |
| Noninterest-bearing deposits | 26,380,000 | 27,574,000 | 29,134,000 | 30,321,000 |
| Equity capital | 70,644,000 | 66,047,000 | 71,621,000 | 72,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,882,000 | 9,919,000 | 15,041,000 | 20,182,000 |
| Interest expense | 1,670,000 | 3,378,000 | 5,107,000 | 6,862,000 |
| Net interest income | 3,212,000 | 6,541,000 | 9,934,000 | 13,320,000 |
| Noninterest income | 216,000 | 503,000 | 724,000 | 998,000 |
| Noninterest expense | 1,625,000 | 3,189,000 | 4,736,000 | 6,632,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 650,000 |
| Pretax income | 1,653,000 | 3,775,000 | 5,692,000 | 8,672,000 |
| Income tax | 461,000 | 945,000 | 1,430,000 | 2,281,000 |
| Net income | 1,192,000 | 2,830,000 | 4,262,000 | 6,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,594,000 | 49,897,000 | 51,285,000 | 51,944,000 |
| Total capital | 63,742,000 | 63,376,000 | 65,634,000 | 67,106,000 |
| Risk-weighted assets | 189,406,000 | 192,178,000 | 196,549,000 | 197,314,000 |