Call reports 2002
HAMLIN BANK AND TRUST COMPANY — 2002
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 275,830,000 | 289,716,000 | 300,217,000 | 306,905,000 |
| Total loans | 148,608,000 | 148,634,000 | 149,880,000 | 148,523,000 |
| Allowance for loan losses | 2,205,000 | 2,292,000 | 2,308,000 | 2,173,000 |
| Securities available for sale | 94,382,000 | 102,843,000 | 108,955,000 | 123,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,213,000 | 217,402,000 | 229,538,000 | 233,954,000 |
| Interest-bearing deposits | 178,784,000 | 191,700,000 | 203,324,000 | 205,948,000 |
| Noninterest-bearing deposits | 26,429,000 | 25,702,000 | 26,214,000 | 28,006,000 |
| Equity capital | 58,848,000 | 59,777,000 | 59,484,000 | 60,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,346,000 | 8,888,000 | 13,512,000 | 18,137,000 |
| Interest expense | 1,548,000 | 3,169,000 | 4,899,000 | 6,685,000 |
| Net interest income | 2,798,000 | 5,719,000 | 8,613,000 | 11,452,000 |
| Noninterest income | 192,000 | 440,000 | 671,000 | 1,034,000 |
| Noninterest expense | 1,407,000 | 2,796,000 | 4,159,000 | 5,739,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 570,000 |
| Pretax income | 1,553,000 | 3,488,000 | 5,100,000 | 8,456,000 |
| Income tax | 420,000 | 980,000 | 1,420,000 | 2,497,000 |
| Net income | 1,133,000 | 2,508,000 | 3,680,000 | 5,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,608,000 | 44,683,000 | 45,684,000 | 46,650,000 |
| Total capital | 56,284,000 | 56,265,000 | 55,709,000 | 56,345,000 |
| Risk-weighted assets | 164,394,000 | 168,537,000 | 170,017,000 | 169,336,000 |