Call reports 2001
HAMLIN BANK AND TRUST COMPANY — 2001
What HAMLIN BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 236,698,000 | 247,802,000 | 244,633,000 | 258,091,000 |
| Total loans | 147,609,000 | 148,277,000 | 149,197,000 | 148,867,000 |
| Allowance for loan losses | 2,202,000 | 2,219,000 | 2,251,000 | 2,171,000 |
| Securities available for sale | 71,176,000 | 74,843,000 | 76,504,000 | 81,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,246,000 | 180,556,000 | 178,700,000 | 189,335,000 |
| Interest-bearing deposits | 149,139,000 | 155,543,000 | 153,485,000 | 163,980,000 |
| Noninterest-bearing deposits | 25,107,000 | 25,013,000 | 25,215,000 | 25,355,000 |
| Equity capital | 53,124,000 | 55,913,000 | 55,868,000 | 57,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,238,000 | 8,565,000 | 12,925,000 | 17,279,000 |
| Interest expense | 1,613,000 | 3,235,000 | 4,840,000 | 6,419,000 |
| Net interest income | 2,625,000 | 5,330,000 | 8,085,000 | 10,860,000 |
| Noninterest income | 197,000 | 458,000 | 674,000 | 973,000 |
| Noninterest expense | 1,342,000 | 2,704,000 | 4,012,000 | 5,366,000 |
| Provision for loan losses | 150,000 | 270,000 | 420,000 | 550,000 |
| Pretax income | 1,445,000 | 3,255,000 | 4,768,000 | 6,107,000 |
| Income tax | 385,000 | 855,000 | 1,300,000 | 1,966,000 |
| Net income | 1,060,000 | 2,400,000 | 3,468,000 | 4,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,616,000 | 43,851,000 | 44,919,000 | 44,466,000 |
| Total capital | 51,738,000 | 53,761,000 | 53,614,000 | 54,244,000 |
| Risk-weighted assets | 146,547,000 | 155,958,000 | 154,956,000 | 159,401,000 |