Call reports 2021
FIRST NATIONAL BANK OF HOOKER, THE — 2021
What FIRST NATIONAL BANK OF HOOKER, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 89,259,000 | 88,841,000 | 88,843,000 | 93,663,000 |
| Total loans | 43,767,000 | 50,978,000 | 53,167,000 | 50,967,000 |
| Allowance for loan losses | 645,000 | 645,000 | 640,000 | 651,000 |
| Securities available for sale | 26,128,000 | 27,723,000 | 27,433,000 | 28,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,432,000 | 75,512,000 | 75,401,000 | 80,270,000 |
| Interest-bearing deposits | 56,809,000 | 54,792,000 | 56,203,000 | 57,366,000 |
| Noninterest-bearing deposits | 19,623,000 | 20,720,000 | 19,198,000 | 22,904,000 |
| Equity capital | 11,909,000 | 12,313,000 | 12,398,000 | 12,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,662,000 | 2,712,000 | 3,581,000 |
| Interest expense | 64,000 | 117,000 | 166,000 | 212,000 |
| Net interest income | 743,000 | 1,545,000 | 2,546,000 | 3,369,000 |
| Noninterest income | 96,000 | 186,000 | 285,000 | 403,000 |
| Noninterest expense | 587,000 | 1,166,000 | 1,775,000 | 2,403,000 |
| Provision for loan losses | 0 | 0 | 53,000 | 63,000 |
| Pretax income | 252,000 | 565,000 | 1,003,000 | 1,306,000 |
| Income tax | 38,000 | 93,000 | 171,000 | 187,000 |
| Net income | 214,000 | 472,000 | 832,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,521,000 | 11,779,000 | 11,838,000 | 12,026,000 |
| Total capital | 12,124,000 | 12,426,000 | 12,480,000 | 12,679,000 |
| Risk-weighted assets | 48,215,000 | 55,707,000 | 58,591,000 | 56,337,000 |