Call reports 2020
FIRST NATIONAL BANK OF HOOKER, THE — 2020
What FIRST NATIONAL BANK OF HOOKER, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 76,419,000 | 80,409,000 | 82,012,000 | 85,568,000 |
| Total loans | 47,785,000 | 50,694,000 | 50,628,000 | 44,198,000 |
| Allowance for loan losses | 646,000 | 646,000 | 645,000 | 645,000 |
| Securities available for sale | 20,849,000 | 22,883,000 | 23,076,000 | 26,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,301,000 | 67,167,000 | 68,797,000 | 72,417,000 |
| Interest-bearing deposits | 50,589,000 | 50,967,000 | 52,179,000 | 53,531,000 |
| Noninterest-bearing deposits | 13,712,000 | 16,200,000 | 16,618,000 | 18,886,000 |
| Equity capital | 11,103,000 | 11,911,000 | 12,078,000 | 12,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,835,000 | 2,749,000 | 3,612,000 |
| Interest expense | 118,000 | 217,000 | 315,000 | 400,000 |
| Net interest income | 791,000 | 1,618,000 | 2,434,000 | 3,212,000 |
| Noninterest income | 66,000 | 140,000 | 231,000 | 334,000 |
| Noninterest expense | 554,000 | 1,094,000 | 1,620,000 | 2,210,000 |
| Provision for loan losses | 25,000 | 95,000 | 95,000 | 95,000 |
| Pretax income | 278,000 | 569,000 | 950,000 | 1,241,000 |
| Income tax | 57,000 | 98,000 | 158,000 | 198,000 |
| Net income | 221,000 | 471,000 | 792,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,084,000 | 11,234,000 | 11,356,000 | 11,407,000 |
| Total capital | 11,724,000 | 11,882,000 | 12,003,000 | 12,003,000 |
| Risk-weighted assets | 51,169,000 | 52,597,000 | 52,827,000 | 47,696,000 |