Call reports 2008
FIRST NATIONAL BANK OF HOOKER, THE — 2008
What FIRST NATIONAL BANK OF HOOKER, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,862,000 | 54,169,000 | 55,425,000 | 54,648,000 |
| Total loans | 16,545,000 | 21,057,000 | 21,954,000 | 21,297,000 |
| Allowance for loan losses | 299,000 | 293,000 | 287,000 | 293,000 |
| Securities available for sale | 31,308,000 | 30,164,000 | 30,268,000 | 30,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,702,000 | 42,897,000 | 41,636,000 | 44,359,000 |
| Interest-bearing deposits | 34,771,000 | 34,548,000 | 33,796,000 | 33,701,000 |
| Noninterest-bearing deposits | 8,931,000 | 8,349,000 | 7,840,000 | 10,658,000 |
| Equity capital | 6,835,000 | 6,446,000 | 6,823,000 | 6,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,387,000 | 2,122,000 | 2,847,000 |
| Interest expense | 218,000 | 409,000 | 594,000 | 738,000 |
| Net interest income | 464,000 | 978,000 | 1,528,000 | 2,109,000 |
| Noninterest income | 80,000 | 167,000 | 258,000 | 328,000 |
| Noninterest expense | 425,000 | 838,000 | 1,252,000 | 1,715,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 149,000 | 345,000 | 594,000 | 814,000 |
| Income tax | 8,000 | 24,000 | 64,000 | 94,000 |
| Net income | 141,000 | 321,000 | 530,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,584,000 | 6,664,000 | 6,772,000 | 6,663,000 |
| Total capital | 6,883,000 | 6,957,000 | 7,059,000 | 6,960,000 |
| Risk-weighted assets | 25,530,000 | 29,771,000 | 30,761,000 | 30,190,000 |