Call reports 2007
FIRST NATIONAL BANK OF HOOKER, THE — 2007
What FIRST NATIONAL BANK OF HOOKER, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,256,000 | 51,378,000 | 50,625,000 | 52,799,000 |
| Total loans | 21,994,000 | 21,599,000 | 18,655,000 | 19,014,000 |
| Allowance for loan losses | 401,000 | 397,000 | 398,000 | 298,000 |
| Securities available for sale | 23,728,000 | 24,806,000 | 28,030,000 | 30,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,917,000 | 44,181,000 | 43,039,000 | 42,565,000 |
| Interest-bearing deposits | 36,495,000 | 35,643,000 | 34,639,000 | 33,403,000 |
| Noninterest-bearing deposits | 7,422,000 | 8,538,000 | 8,400,000 | 9,162,000 |
| Equity capital | 6,343,000 | 6,250,000 | 6,478,000 | 6,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,490,000 | 2,231,000 | 2,953,000 |
| Interest expense | 226,000 | 465,000 | 716,000 | 953,000 |
| Net interest income | 512,000 | 1,025,000 | 1,515,000 | 2,000,000 |
| Noninterest income | 49,000 | 121,000 | 183,000 | 264,000 |
| Noninterest expense | 400,000 | 798,000 | 1,189,000 | 1,605,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 161,000 | 344,000 | 511,000 | 761,000 |
| Income tax | 10,000 | 22,000 | 22,000 | 35,000 |
| Net income | 151,000 | 322,000 | 489,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,467,000 | 6,538,000 | 6,606,000 | 6,543,000 |
| Total capital | 6,843,000 | 6,910,000 | 6,948,000 | 6,841,000 |
| Risk-weighted assets | 30,030,000 | 29,748,000 | 27,317,000 | 27,902,000 |