Call reports 2004
FIRST NATIONAL BANK OF HOOKER, THE — 2004
What FIRST NATIONAL BANK OF HOOKER, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,219,000 | 49,116,000 | 47,475,000 | 49,743,000 |
| Total loans | 21,612,000 | 21,650,000 | 21,849,000 | 23,032,000 |
| Allowance for loan losses | 400,000 | 401,000 | 404,000 | 402,000 |
| Securities available for sale | 21,718,000 | 22,053,000 | 22,010,000 | 21,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,566,000 | 42,027,000 | 39,450,000 | 42,269,000 |
| Interest-bearing deposits | 34,002,000 | 33,573,000 | 32,965,000 | 32,966,000 |
| Noninterest-bearing deposits | 7,564,000 | 8,454,000 | 6,485,000 | 9,303,000 |
| Equity capital | 6,344,000 | 6,016,000 | 6,365,000 | 6,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,180,000 | 1,775,000 | 2,382,000 |
| Interest expense | 79,000 | 154,000 | 228,000 | 313,000 |
| Net interest income | 510,000 | 1,026,000 | 1,547,000 | 2,069,000 |
| Noninterest income | 77,000 | 138,000 | 298,000 | 360,000 |
| Noninterest expense | 397,000 | 800,000 | 1,187,000 | 1,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 202,000 | 376,000 | 670,000 | 850,000 |
| Income tax | 38,000 | 55,000 | 96,000 | 118,000 |
| Net income | 164,000 | 321,000 | 574,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,825,000 | 5,882,000 | 6,035,000 | 5,993,000 |
| Total capital | 6,175,000 | 6,237,000 | 6,388,000 | 6,367,000 |
| Risk-weighted assets | 27,951,000 | 28,353,000 | 28,151,000 | 29,967,000 |