Call reports 2003
FIRST NATIONAL BANK OF HOOKER, THE — 2003
What FIRST NATIONAL BANK OF HOOKER, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 46,455,000 | 46,880,000 | 48,008,000 | 47,710,000 |
| Total loans | 19,498,000 | 21,189,000 | 21,038,000 | 22,127,000 |
| Allowance for loan losses | 394,000 | 398,000 | 401,000 | 400,000 |
| Securities available for sale | 22,762,000 | 21,997,000 | 20,507,000 | 22,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,966,000 | 38,993,000 | 40,594,000 | 40,182,000 |
| Interest-bearing deposits | 32,540,000 | 33,663,000 | 33,053,000 | 32,433,000 |
| Noninterest-bearing deposits | 6,426,000 | 5,330,000 | 7,541,000 | 7,749,000 |
| Equity capital | 6,130,000 | 6,243,000 | 6,196,000 | 6,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,241,000 | 1,858,000 | 2,454,000 |
| Interest expense | 134,000 | 260,000 | 357,000 | 443,000 |
| Net interest income | 468,000 | 981,000 | 1,501,000 | 2,011,000 |
| Noninterest income | 55,000 | 127,000 | 225,000 | 301,000 |
| Noninterest expense | 365,000 | 702,000 | 1,053,000 | 1,543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 406,000 | 686,000 | 792,000 |
| Income tax | 39,000 | 69,000 | 131,000 | 111,000 |
| Net income | 119,000 | 337,000 | 555,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,499,000 | 5,617,000 | 5,735,000 | 5,761,000 |
| Total capital | 5,818,000 | 5,954,000 | 6,075,000 | 6,116,000 |
| Risk-weighted assets | 25,441,000 | 26,886,000 | 27,138,000 | 28,344,000 |