Call reports 2002
FIRST NATIONAL BANK OF HOOKER, THE — 2002
What FIRST NATIONAL BANK OF HOOKER, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,122,000 | 48,575,000 | 47,832,000 | 48,404,000 |
| Total loans | 19,316,000 | 19,514,000 | 19,574,000 | 20,199,000 |
| Allowance for loan losses | 387,000 | 388,000 | 392,000 | 392,000 |
| Securities available for sale | 26,200,000 | 25,827,000 | 24,858,000 | 23,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,345,000 | 40,590,000 | 38,486,000 | 39,294,000 |
| Interest-bearing deposits | 34,891,000 | 33,940,000 | 32,514,000 | 32,508,000 |
| Noninterest-bearing deposits | 7,454,000 | 6,650,000 | 5,972,000 | 6,786,000 |
| Equity capital | 5,728,000 | 6,111,000 | 6,352,000 | 6,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,441,000 | 2,130,000 | 2,770,000 |
| Interest expense | 182,000 | 349,000 | 506,000 | 650,000 |
| Net interest income | 532,000 | 1,092,000 | 1,624,000 | 2,120,000 |
| Noninterest income | 72,000 | 158,000 | 235,000 | 330,000 |
| Noninterest expense | 380,000 | 712,000 | 1,065,000 | 1,536,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 226,000 | 542,000 | 798,000 | 924,000 |
| Income tax | 35,000 | 91,000 | 176,000 | 154,000 |
| Net income | 191,000 | 451,000 | 622,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,501,000 | 5,661,000 | 5,732,000 | 5,580,000 |
| Total capital | 5,824,000 | 5,985,000 | 6,054,000 | 5,910,000 |
| Risk-weighted assets | 25,791,000 | 25,808,000 | 25,724,000 | 26,349,000 |