Call reports 2026
CULLMAN SAVINGS BANK — 2026
What CULLMAN SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 459,644,000 | 456,656,000 |
| Total loans | 375,759,000 | 376,387,000 |
| Allowance for loan losses | 2,841,000 | 2,827,000 |
| Securities available for sale | 21,307,000 | 23,054,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 313,217,000 | 308,242,000 |
| Interest-bearing deposits | 267,243,000 | 267,212,000 |
| Noninterest-bearing deposits | 45,974,000 | 41,030,000 |
| Equity capital | 82,084,000 | 83,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,980,000 | 12,091,000 |
| Interest expense | 1,715,000 | 3,492,000 |
| Net interest income | 4,265,000 | 8,599,000 |
| Noninterest income | 355,000 | 719,000 |
| Noninterest expense | 2,713,000 | 6,013,000 |
| Provision for loan losses | 1,065,000 | 1,051,000 |
| Pretax income | 876,000 | 2,270,000 |
| Income tax | 174,000 | 458,000 |
| Net income | 702,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 84,246,000 | 85,511,000 |