Call report 2025Q4
CULLMAN SAVINGS BANK — 2025Q4
The 22 measures CULLMAN SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 431,245,000 | USD | evidence → |
| Total loans | 361,011,000 | USD | evidence → |
| Allowance for loan losses | 2,899,000 | USD | evidence → |
| Securities available for sale | 21,848,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 295,182,000 | USD | evidence → |
| Interest-bearing deposits | 256,996,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,186,000 | USD | evidence → |
| Equity capital | 81,370,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,080,000 | USD | evidence → |
| Interest expense | 7,105,000 | USD | evidence → |
| Net interest income | 15,975,000 | USD | evidence → |
| Noninterest income | 1,420,000 | USD | evidence → |
| Noninterest expense | 12,004,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 5,339,000 | USD | evidence → |
| Income tax | 1,124,000 | USD | evidence → |
| Net income | 4,215,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,390,000 | USD | evidence → |