Call reports 2009
CENTRAL BANK — 2009
What CENTRAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 58,804,000 | 54,576,000 | 53,605,000 |
| Total loans | 27,154,000 | 26,908,000 | 26,945,000 |
| Allowance for loan losses | 567,000 | 572,000 | 577,000 |
| Securities available for sale | 25,218,000 | 22,620,000 | 18,918,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 51,413,000 | 47,094,000 | 46,290,000 |
| Interest-bearing deposits | 42,682,000 | 38,681,000 | 37,866,000 |
| Noninterest-bearing deposits | 8,731,000 | 8,413,000 | 8,425,000 |
| Equity capital | 4,703,000 | 4,720,000 | 4,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 699,000 | 1,358,000 | 1,972,000 |
| Interest expense | 162,000 | 292,000 | 412,000 |
| Net interest income | 537,000 | 1,066,000 | 1,560,000 |
| Noninterest income | 96,000 | 184,000 | 270,000 |
| Noninterest expense | 540,000 | 1,118,000 | 1,813,000 |
| Provision for loan losses | 33,000 | 90,000 | 108,000 |
| Pretax income | 153,000 | 257,000 | 149,000 |
| Income tax | 40,000 | 63,000 | 52,000 |
| Net income | 113,000 | 194,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 4,614,000 | 4,695,000 | 4,563,000 |
| Total capital | 5,008,000 | 5,025,000 | 4,899,000 |
| Risk-weighted assets | 31,451,000 | 30,555,000 | 31,675,000 |