Call reports 2008
CENTRAL BANK — 2008
What CENTRAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 57,278,000 | 57,136,000 | 56,319,000 | 58,682,000 |
| Total loans | 27,271,000 | 27,644,000 | 28,146,000 | 28,190,000 |
| Allowance for loan losses | 291,000 | 332,000 | 351,000 | 558,000 |
| Securities available for sale | 21,440,000 | 21,054,000 | 21,686,000 | 21,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,875,000 | 49,935,000 | 49,157,000 | 51,546,000 |
| Interest-bearing deposits | 40,342,000 | 40,467,000 | 40,448,000 | 42,880,000 |
| Noninterest-bearing deposits | 9,533,000 | 9,467,000 | 8,709,000 | 8,666,000 |
| Equity capital | 4,779,000 | 4,567,000 | 4,523,000 | 4,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,519,000 | 2,270,000 | 2,991,000 |
| Interest expense | 245,000 | 470,000 | 691,000 | 881,000 |
| Net interest income | 513,000 | 1,049,000 | 1,579,000 | 2,110,000 |
| Noninterest income | 105,000 | 201,000 | 299,000 | 389,000 |
| Noninterest expense | 565,000 | 1,121,000 | 1,683,000 | 2,258,000 |
| Provision for loan losses | 18,000 | 54,000 | 344,000 | 560,000 |
| Pretax income | 65,000 | 105,000 | -119,000 | -281,000 |
| Income tax | 10,000 | 15,000 | 12,000 | -35,000 |
| Net income | 55,000 | 90,000 | -131,000 | -246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,873,000 | 4,908,000 | 4,652,000 | 4,501,000 |
| Total capital | 5,160,000 | 5,240,000 | 5,003,000 | 4,888,000 |
| Risk-weighted assets | 28,835,000 | 31,218,000 | 30,920,000 | 31,093,000 |