Call reports 2007
CENTRAL BANK — 2007
What CENTRAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,238,000 | 54,564,000 | 53,718,000 | 56,520,000 |
| Total loans | 27,637,000 | 28,609,000 | 28,032,000 | 27,483,000 |
| Allowance for loan losses | 402,000 | 396,000 | 405,000 | 405,000 |
| Securities available for sale | 17,252,000 | 16,513,000 | 14,393,000 | 15,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,663,000 | 49,147,000 | 48,059,000 | 50,744,000 |
| Interest-bearing deposits | 37,711,000 | 39,707,000 | 38,416,000 | 41,954,000 |
| Noninterest-bearing deposits | 7,952,000 | 9,440,000 | 9,642,000 | 8,790,000 |
| Equity capital | 4,618,000 | 4,423,000 | 4,609,000 | 4,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,480,000 | 2,254,000 | 2,978,000 |
| Interest expense | 254,000 | 508,000 | 784,000 | 1,054,000 |
| Net interest income | 474,000 | 972,000 | 1,470,000 | 1,924,000 |
| Noninterest income | 114,000 | 216,000 | 320,000 | 411,000 |
| Noninterest expense | 572,000 | 1,151,000 | 1,720,000 | 2,263,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 95,000 | 104,000 | 125,000 | 123,000 |
| Income tax | 10,000 | 7,000 | 5,000 | -3,000 |
| Net income | 85,000 | 97,000 | 120,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,847,000 | 4,824,000 | 4,846,000 | 4,818,000 |
| Total capital | 5,198,000 | 5,220,000 | 5,214,000 | 5,197,000 |
| Risk-weighted assets | 32,498,000 | 31,999,000 | 30,533,000 | 30,700,000 |