Call reports 2006
CENTRAL BANK — 2006
What CENTRAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 52,518,000 | 50,983,000 | 53,350,000 | 53,997,000 |
| Total loans | 23,941,000 | 24,317,000 | 24,911,000 | 26,889,000 |
| Allowance for loan losses | 399,000 | 399,000 | 406,000 | 407,000 |
| Securities available for sale | 8,687,000 | 8,419,000 | 8,352,000 | 7,747,000 |
| Securities held to maturity | 14,168,000 | 13,749,000 | 13,412,000 | 13,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,580,000 | 45,063,000 | 47,331,000 | 47,983,000 |
| Interest-bearing deposits | 37,212,000 | 37,819,000 | 39,849,000 | 40,088,000 |
| Noninterest-bearing deposits | 7,368,000 | 7,243,000 | 7,482,000 | 7,894,000 |
| Equity capital | 4,546,000 | 4,493,000 | 4,601,000 | 4,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,318,000 | 2,005,000 | 2,769,000 |
| Interest expense | 204,000 | 410,000 | 644,000 | 935,000 |
| Net interest income | 460,000 | 908,000 | 1,361,000 | 1,834,000 |
| Noninterest income | 107,000 | 219,000 | 328,000 | 438,000 |
| Noninterest expense | 540,000 | 1,073,000 | 1,598,000 | 2,124,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 21,000 | 42,000 | 73,000 | 125,000 |
| Income tax | -9,000 | -26,000 | -34,000 | -37,000 |
| Net income | 30,000 | 68,000 | 107,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,699,000 | 4,703,000 | 4,742,000 | 4,762,000 |
| Total capital | 5,021,000 | 5,038,000 | 5,080,000 | 5,126,000 |
| Risk-weighted assets | 24,926,000 | 27,436,000 | 26,991,000 | 29,067,000 |