Call reports 2002
CENTRAL BANK — 2002
What CENTRAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,013,000 | 51,401,000 | 52,334,000 | 51,518,000 |
| Total loans | 22,813,000 | 23,491,000 | 23,190,000 | 22,403,000 |
| Allowance for loan losses | 220,000 | 271,000 | 302,000 | 369,000 |
| Securities available for sale | 14,159,000 | 13,673,000 | 14,214,000 | 16,253,000 |
| Securities held to maturity | 9,695,000 | 9,116,000 | 8,577,000 | 7,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,827,000 | 46,953,000 | 47,672,000 | 46,879,000 |
| Interest-bearing deposits | 43,400,000 | 40,502,000 | 40,522,000 | 40,256,000 |
| Noninterest-bearing deposits | 6,427,000 | 6,451,000 | 7,151,000 | 6,624,000 |
| Equity capital | 3,765,000 | 3,974,000 | 4,103,000 | 4,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,520,000 | 2,265,000 | 2,965,000 |
| Interest expense | 213,000 | 421,000 | 621,000 | 810,000 |
| Net interest income | 543,000 | 1,099,000 | 1,644,000 | 2,155,000 |
| Noninterest income | 77,000 | 163,000 | 284,000 | 376,000 |
| Noninterest expense | 415,000 | 855,000 | 1,320,000 | 1,811,000 |
| Provision for loan losses | 48,000 | 98,000 | 143,000 | 184,000 |
| Pretax income | 168,000 | 338,000 | 494,000 | 621,000 |
| Income tax | 65,000 | 131,000 | 187,000 | 232,000 |
| Net income | 103,000 | 207,000 | 307,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,723,000 | 3,827,000 | 3,897,000 | 3,950,000 |
| Total capital | 3,943,000 | 4,081,000 | 4,148,000 | 4,199,000 |
| Risk-weighted assets | 21,249,000 | 20,349,000 | 20,628,000 | 20,335,000 |