Call reports 2001
CENTRAL BANK — 2001
What CENTRAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,401,000 | 50,130,000 | 54,363,000 | 51,012,000 |
| Total loans | 22,097,000 | 21,639,000 | 23,621,000 | 23,229,000 |
| Allowance for loan losses | 274,000 | 280,000 | 314,000 | 178,000 |
| Securities available for sale | 5,119,000 | 5,796,000 | 10,039,000 | 9,745,000 |
| Securities held to maturity | 14,556,000 | 14,737,000 | 12,792,000 | 11,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,555,000 | 46,210,000 | 50,254,000 | 46,853,000 |
| Interest-bearing deposits | 38,859,000 | 40,098,000 | 43,853,000 | 40,309,000 |
| Noninterest-bearing deposits | 5,696,000 | 6,111,000 | 6,401,000 | 6,543,000 |
| Equity capital | 3,456,000 | 3,534,000 | 3,628,000 | 3,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,602,000 | 2,416,000 | 3,203,000 |
| Interest expense | 388,000 | 733,000 | 1,056,000 | 1,301,000 |
| Net interest income | 425,000 | 869,000 | 1,360,000 | 1,902,000 |
| Noninterest income | 88,000 | 178,000 | 257,000 | 338,000 |
| Noninterest expense | 403,000 | 803,000 | 1,213,000 | 1,643,000 |
| Provision for loan losses | 17,000 | 35,000 | 70,000 | 118,000 |
| Pretax income | 94,000 | 210,000 | 357,000 | 502,000 |
| Income tax | 31,000 | 72,000 | 126,000 | 173,000 |
| Net income | 63,000 | 138,000 | 231,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,409,000 | 3,485,000 | 3,547,000 | 3,620,000 |
| Total capital | 3,649,000 | 3,724,000 | 3,802,000 | 3,798,000 |
| Risk-weighted assets | 19,190,000 | 19,079,000 | 20,332,000 | 20,310,000 |