Call reports 2008
OZAUKEE BANK NATIONAL ASSOCIATION — 2008
What OZAUKEE BANK NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 836,560,000 | 828,598,000 |
| Total loans | 528,749,000 | 522,471,000 |
| Allowance for loan losses | 5,862,000 | 5,980,000 |
| Securities available for sale | 119,032,000 | 117,468,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 591,680,000 | 562,252,000 |
| Interest-bearing deposits | 512,604,000 | 484,934,000 |
| Noninterest-bearing deposits | 79,076,000 | 77,318,000 |
| Equity capital | 185,333,000 | 186,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 3,362,000 | 12,294,000 |
| Interest expense | 1,451,000 | 5,024,000 |
| Net interest income | 1,911,000 | 7,270,000 |
| Noninterest income | 841,000 | 2,222,000 |
| Noninterest expense | 1,589,000 | 5,908,000 |
| Provision for loan losses | 50,000 | 200,000 |
| Pretax income | 1,113,000 | 3,384,000 |
| Income tax | 497,000 | 1,007,000 |
| Net income | 616,000 | 2,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 44,482,000 | 46,243,000 |
| Total capital | 55,344,000 | 57,223,000 |
| Risk-weighted assets | 538,869,000 | 535,226,000 |