Call reports 2007
OZAUKEE BANK NATIONAL ASSOCIATION — 2007
What OZAUKEE BANK NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 694,426,000 | 690,272,000 | 681,813,000 | 749,708,000 |
| Total loans | 528,152,000 | 525,480,000 | 523,006,000 | 526,147,000 |
| Allowance for loan losses | 7,315,000 | 7,424,000 | 7,552,000 | 7,399,000 |
| Securities available for sale | 117,544,000 | 117,357,000 | 119,531,000 | 120,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,447,000 | 559,749,000 | 550,736,000 | 611,009,000 |
| Interest-bearing deposits | 483,141,000 | 476,301,000 | 471,693,000 | 524,718,000 |
| Noninterest-bearing deposits | 78,306,000 | 83,448,000 | 79,043,000 | 86,291,000 |
| Equity capital | 51,464,000 | 51,569,000 | 53,573,000 | 55,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,370,000 | 22,376,000 | 33,386,000 | 44,756,000 |
| Interest expense | 5,220,000 | 10,564,000 | 16,016,000 | 21,335,000 |
| Net interest income | 6,150,000 | 11,812,000 | 17,370,000 | 23,421,000 |
| Noninterest income | 1,405,000 | 2,818,000 | 4,357,000 | 5,750,000 |
| Noninterest expense | 3,940,000 | 8,044,000 | 12,144,000 | 16,936,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 277,000 |
| Pretax income | 3,480,000 | 6,316,000 | 9,178,000 | 11,958,000 |
| Income tax | 1,087,000 | 1,913,000 | 2,752,000 | 3,859,000 |
| Net income | 2,393,000 | 4,403,000 | 6,426,000 | 8,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,089,000 | 52,242,000 | 53,297,000 | 54,963,000 |
| Total capital | 57,382,000 | 58,885,000 | 59,863,000 | 61,784,000 |
| Risk-weighted assets | 535,072,000 | 530,689,000 | 524,283,000 | 545,120,000 |