Call reports 2006
OZAUKEE BANK NATIONAL ASSOCIATION — 2006
What OZAUKEE BANK NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 676,065,000 | 670,168,000 | 673,067,000 | 707,525,000 |
| Total loans | 503,061,000 | 513,908,000 | 513,362,000 | 526,339,000 |
| Allowance for loan losses | 7,003,000 | 7,056,000 | 7,138,000 | 7,183,000 |
| Securities available for sale | 106,918,000 | 116,408,000 | 117,672,000 | 117,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 566,631,000 | 555,050,000 | 555,880,000 | 577,498,000 |
| Interest-bearing deposits | 485,867,000 | 467,463,000 | 469,208,000 | 485,375,000 |
| Noninterest-bearing deposits | 80,765,000 | 87,586,000 | 86,672,000 | 92,123,000 |
| Equity capital | 47,960,000 | 48,707,000 | 48,775,000 | 50,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,784,000 | 20,063,000 | 30,893,000 | 41,637,000 |
| Interest expense | 4,138,000 | 8,584,000 | 13,459,000 | 18,426,000 |
| Net interest income | 5,646,000 | 11,479,000 | 17,434,000 | 23,211,000 |
| Noninterest income | 1,463,000 | 2,855,000 | 4,273,000 | 5,617,000 |
| Noninterest expense | 3,944,000 | 7,979,000 | 12,036,000 | 16,205,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 3,060,000 | 6,145,000 | 9,356,000 | 12,203,000 |
| Income tax | 987,000 | 1,975,000 | 2,998,000 | 3,866,000 |
| Net income | 2,073,000 | 4,170,000 | 6,358,000 | 8,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,739,000 | 49,012,000 | 48,380,000 | 50,533,000 |
| Total capital | 54,104,000 | 55,509,000 | 54,876,000 | 57,257,000 |
| Risk-weighted assets | 508,550,000 | 519,225,000 | 519,031,000 | 537,464,000 |