Call reports 2002
OZAUKEE BANK NATIONAL ASSOCIATION — 2002
What OZAUKEE BANK NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 468,428,000 | 480,313,000 | 500,539,000 | 541,406,000 |
| Total loans | 314,396,000 | 332,262,000 | 348,793,000 | 352,425,000 |
| Allowance for loan losses | 4,348,000 | 4,421,000 | 4,729,000 | 6,264,000 |
| Securities available for sale | 115,598,000 | 127,070,000 | 124,455,000 | 125,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,471,000 | 387,053,000 | 393,451,000 | 460,803,000 |
| Interest-bearing deposits | 328,790,000 | 329,134,000 | 336,472,000 | 390,238,000 |
| Noninterest-bearing deposits | 51,681,000 | 57,919,000 | 56,979,000 | 70,565,000 |
| Equity capital | 32,477,000 | 36,121,000 | 37,999,000 | 35,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,986,000 | 13,884,000 | 20,857,000 | 28,050,000 |
| Interest expense | 2,256,000 | 4,276,000 | 6,335,000 | 8,757,000 |
| Net interest income | 4,730,000 | 9,608,000 | 14,522,000 | 19,293,000 |
| Noninterest income | 1,657,000 | 2,845,000 | 4,162,000 | 6,181,000 |
| Noninterest expense | 2,974,000 | 6,103,000 | 9,515,000 | 13,536,000 |
| Provision for loan losses | 0 | 100,000 | 400,000 | 1,950,000 |
| Pretax income | 3,413,000 | 6,250,000 | 8,769,000 | 9,988,000 |
| Income tax | 1,087,000 | 1,896,000 | 2,706,000 | 2,968,000 |
| Net income | 2,326,000 | 4,354,000 | 6,063,000 | 7,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,259,000 | 34,260,000 | 35,396,000 | 33,748,000 |
| Total capital | 36,164,000 | 38,343,000 | 39,697,000 | 38,237,000 |
| Risk-weighted assets | 311,947,000 | 326,318,000 | 343,633,000 | 357,341,000 |