Call reports 2001
OZAUKEE BANK NATIONAL ASSOCIATION — 2001
What OZAUKEE BANK NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 425,945,000 | 433,011,000 | 446,675,000 | 474,348,000 |
| Total loans | 327,063,000 | 318,989,000 | 316,828,000 | 326,377,000 |
| Allowance for loan losses | 2,874,000 | 2,873,000 | 2,918,000 | 4,348,000 |
| Securities available for sale | 68,601,000 | 84,490,000 | 107,276,000 | 114,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,649,000 | 363,213,000 | 364,985,000 | 376,991,000 |
| Interest-bearing deposits | 315,109,000 | 317,114,000 | 312,641,000 | 320,282,000 |
| Noninterest-bearing deposits | 45,540,000 | 46,099,000 | 52,344,000 | 56,709,000 |
| Equity capital | 27,939,000 | 29,488,000 | 30,990,000 | 31,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,822,000 | 15,337,000 | 22,866,000 | 29,652,000 |
| Interest expense | 4,127,000 | 7,784,000 | 11,035,000 | 13,694,000 |
| Net interest income | 3,695,000 | 7,553,000 | 11,831,000 | 15,958,000 |
| Noninterest income | 735,000 | 1,868,000 | 2,872,000 | 4,744,000 |
| Noninterest expense | 2,466,000 | 5,088,000 | 7,736,000 | 11,235,000 |
| Provision for loan losses | 97,000 | 107,000 | 167,000 | 1,633,000 |
| Pretax income | 1,867,000 | 4,226,000 | 6,800,000 | 7,834,000 |
| Income tax | 460,000 | 1,120,000 | 1,895,000 | 2,019,000 |
| Net income | 1,407,000 | 3,106,000 | 4,905,000 | 5,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,393,000 | 29,070,000 | 29,786,000 | 30,908,000 |
| Total capital | 30,267,000 | 31,943,000 | 32,704,000 | 34,746,000 |
| Risk-weighted assets | 287,135,000 | 296,766,000 | 303,912,000 | 306,495,000 |